I love listening to people who have never employed anyone fret about Trump not having a plan to replace Obamacare. (said in the most sarcastic way) The same people who couldn't understand their mortgage documents. The same people who couldn't figure out that health care costs would only go up because now you have added a huge bureaucracy to manage health care. The same people who can't figure out that just paying CASH is actually less expensive than insurance and that if you just had catastrophic care you would be completely fine. Doctors give you a cash discount and always have! The same people who pay attention to absolutely nothing all of a sudden feel they can run the world!
When you employ thousands of people, you understand a little bit about health care costs and options.
Some companies in Silicon Valley change insurance providers every single year to get better prices for their employees. It's not because they are benevolent! It's because they pay a portion of your health care too! They also want to play less. At the same time they need to provide good benefits because they that helps them recruit the people they want. If you have crappy benefits people don't want to work for a company as much.